Please read these terms of use carefully. By accessing and using this website and any pages hereof, including but not limited to the information, images, links, text, software, code, scripts, web pages, music, sound, photographs, video, graphics, graphical user interface, forms, diagrams or other material displayed herein and the functionalities or services provided herein (the “Website”), you confirm that you have read, understood, and fully accepted the terms set out below. If you do not approve of one or more provisions in these terms of use, we kindly ask you to leave the Website.

Content and Target Group


The Website provides information on the activities of Assetfort Holdings Ltd (“Assetfort”). In addition, you will find on separate parts of the Website information on collective investment schemes and possibly other Assetfort products subject to authorization. Please take note of the legal guidelines and restrictions for these products. You agree to comply with all the guidelines and notices pertaining to the use of the Website issued by Assetfort from time to time. Assetfort may at its sole and absolute discretion deny you access to the Website for any reason and shall have no obligation to notify you, or provide you with such reason.

The contents of the Website are not intended for dissemination in countries in which the dissemination is prohibited or limited and/or Assetfort does not have the necessary license. Access to the Website is prohibited for natural persons and legal entities in such countries. This applies in particular to US and UK citizens as well as persons residing in the US or the UK.

We make no representation that the products, services, materials and information contained herein are appropriate or available for use in other locations/jurisdictions other than Singapore.  Unless specified otherwise, any such products, services, materials and information are strictly for our customers’ access and/or use in Singapore and shall not be construed as the provision of banking services and facilities outside of Singapore.  In the event that the laws of the jurisdiction you are in do not permit or impose restrictions on the access to the contents of the Website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).

Not an Offer, No Advice


The Website is general in nature and the information and documents contained on the Website concerning Assetfort’s services, products and activities are for information purposes only. They shall not constitute, or be deemed to constitute advertising, a solicitation, recommendation or offer. They do not constitute, and shall not be deemed to constitute a solicitation, offer or recommendation to buy or sell investment instruments, to carry out transactions or to enter into contracts.

The information and documents contained on the Website do not constitute, and shall not be deemed to constitute, financial, tax or legal advice. Please contact a specialist for such advice.

The information and statements contained in the materials on the Website are intended for general circulation only and should not be used as a basis for making any financial decisions.  They do not take into account the specific investment objectives, financial situation or particular needs of any particular person who may be in receipt of the materials.  The materials may cover a wide range of topics and are not intended to be a comprehensive study or to provide any recommendation or advice on personal investing or financial planning.

Accordingly, the materials should not be relied on or treated as a substitute for specific advice concerning individual circumstances. Please seek advice from a financial adviser regarding the suitability of any investment product, taking into account your specific investment objectives, financial circumstances or particular need before you make a commitment to purchase any investment product. The Website does not purport to disclose all of the risks associated with any product or service specified herein. Any product or service will be provided in accordance with Assetfort’s specific terms relating to such product or service, which will be separately provided to you if you are interested in finding out more information about those products or services.

No Guarantee


Assetfort provides no guarantee and no (express, implied, statutory or tacit) warranty with respect to the timeliness, updating, adequacy, accuracy, appropriateness, fitness for purpose, or completeness of information on the Website, or with respect to the availability, merchantability, quality, or suitability of services and products, or non-infringement of third party rights described on the Website for a specific purpose. The Website is provided on an “as is” and “as available” basis.

The information available on the Website on markets, prices, research results, and other financial information is based on sources that we consider reliable and have carefully selected. Nevertheless, such information is made available without guarantee or warranty concerning quality, originality, copyrights, or suitability.

Expressions of opinion, estimates, or forecasts on the Website originate from the author concerned and are based on the interpretation of information available at a particular point in time and does not necessarily correspond to Assetfort’s opinion. The Website may include information sourced from third parties and links to third party websites. Assetfort is not responsible for the accuracy or completeness of, and does not provide any recommendation on or endorse such information from third party websites. The inclusion of such third party data does not indicate (and shall not be deemed as constituting) any joint venture, partnership or other association between Assetfort and such third parties.

Information on the Website and the Website itself can be modified or deleted at any time without notice. Information provided with a date is published exclusively by reference to such date. There is no obligation on Assetfort’s part to update this information or any part of the Website.

Assetfort does not provide any guarantee that the functions of the Website are available free of errors or without interruption or that any defect (identified or otherwise) will be corrected. Assetfort also does not provide any guarantee that the components used for access are free of harmful elements (in particular viruses or other malicious code).

Information transferred over the Internet may be subject to interruption, transmission blackout, delayed transmission due to internet traffic or incorrect data transmission due to the public nature of the Internet. Assetfort does not warrant the security of any information transferred or accessed by you or transferred to you through the Website.

Assetfort does not guarantee that your software, equipment and telecommunications services are sufficient to obtain access to the Website, and you are responsible for obtaining and using all necessary software, equipment and telecommunication services for accessing the Website at your risk and expense.

No Liability


Assetfort, including its board members, representatives, employees, contractors and partners, expressly exclude, to the maximum extent permitted by law and regulation, any liability for losses or damage directly or indirectly connected with information or data on the website, including the information or data being out of date, inaccurate, incomplete or unsuitable, or connected with the fact that access to the website is interrupted or otherwise unavailable. In addition, liability is excluded, to the maximum extent permitted by law and regulation, for the following losses, expenses and damages: lost earnings or profits, loss of opportunity, losses as a result of business interruption, wasted expenditure of time, data loss or damage, indirect losses or subsequent losses, special, consequential or punitive damages, economic loss, claims for loss of use even if the possibility of the loss was pointed out or if it was foreseeable, which arises directly or indirectly in connection with any access, use or inability to use the website or any reliance on any information or content on the website.

Assetfort shall not be liable for any non-performance, error, interruption or delay in the performance of its obligations or in the Website’s operation, or for any inaccuracy, unreliability or unsuitability of the Website’s contents if due, in whole or in part, directly or indirectly to an event or failure which is beyond its reasonable control (including acts of God, natural disasters, epidemics, acts of war or terrorism, acts of any government or authority, power failures, acts or defaults of any telecommunications network operator or carriers and the acts of a party for whom Assetfort is not responsible). Nor shall Assetfort have any liability for any failure to invoke any business continuity, disaster recovery or similar policy in such circumstances.

Intellectual Property Law


The Website and all contents and elements therein are protected under intellectual property law and are owned by Assetfort or third parties. No rights to software, trademarks, copyrights or other intellectual property are assigned or shared by virtue of these terms of use. If downloading or printing the Website or any element of the Website, copyright notices, trademarks and logos must not be altered or eliminated or in any way concealed. The complete or partial reproduction of the Website or any element of the Website in electronic, printed or other form is only admissible if the source is fully referenced. Disseminating, displaying, mirroring, framing, transmitting, broadcasting or publishing reproduced elements of the Website is admissible only after receiving prior written consent from Assetfort, and with the source fully referenced.

Possible Interests


Assetfort or its board of directors, officers, affiliates and/or employees may have their own interest in securities, products and/or companies that are mentioned on the Website by acting in various roles including, without limitation, as distributor, holder of principal positions, adviser or lender. Assetfort or its board of directors, officers, affiliates and/or employees may receive fees, brokerage or commissions for acting in those capacities. It is possible that board members, officers, affiliates and/or employees of Assetfort hold shares in such companies or serve on the board of directors of such companies. In addition, Assetfort or its board of directors, officers, affiliates and/or employees may buy or sell products as principal or agent and may effect transactions which are not consistent with the information set out on the Website.

Investment Risks


Investment risks are generally indicated, insofar as the Website contains information on investment products. Investors must be aware that investments carry risks. Past performance is not a guide to future performance. The value of the investment and its yields may vary and is not guaranteed. Investment returns may not equal the amount of the original investment. Exchange rate changes may cause the value of overseas investments to rise or fall. Investments in emerging markets, hedge funds, derivatives, commodity funds, property funds and private equity funds involve an above-average degree of risk. With respect to hedge funds, property funds and other unregulated collective investment funds, it may be difficult to redeem shares or units within a reasonable time frame or to obtain reliable information about the value of the shares or units, or about the extent of the risks to which they are exposed. With regard to investments designed to be held medium to long term, or with limited liquidity, or with a mixed maturity date, or with significant up-front costs, you should be aware that early redemption may result in lower investment returns, including the potential for losses.

Links to External Websites


The Website may contain links to external websites. By activating such a link you leave the Website. We have no control over external websites and are therefore not responsible for their operation and contents or the linkage thereto. We exclude all liability for losses that arise from accessing external websites or downloading information or documents from external websites. Please read all legal notices on an external website before you download or print out information in order to ensure that your actions are permissible.

Modification of These Terms of Use


Please note that these terms of use may be modified at any time without prior notice. You should therefore verify each time you access the Website whether you agree with all the provisions of the terms of use which apply at the point in time that you access the Website.



Assetfort may delegate or sub-contract the performance of any of its functions in connection with the Website and reserves the right to use any agents on such terms as it deems appropriate at its sole and absolute discretion.

Applicable Law/Place of Jurisdiction


The use of the Website and these terms of use are subject to Singapore law. The exclusive place of jurisdiction is Singapore.

Third Party Rights


A person who is not party to any agreement governed by these Conditions has no right under the Contracts (Rights of Third Parties) Act (53B) to enforce any terms herein.